What a Lender Needs to Pre-Qualify Your Client:
 

Complete legal name, current residential address, date of birth, and social security numbers of all borrowers.

Most Current Two Years W-2’s

Most Current Two Years Federal Tax Returns and all schedules, if self employed.

One full month of pay stubs (most current period)

Two months of bank statements for every checking, savings, CD, money market, retirement account and stocks.

Disclose Child Support if a debt or income and age of child(ren).

Complete Bankruptcy documents including discharge (if applicable).

If Refinancing

Current Note and Mortgage

Current Insurance Binder

 

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